Archive | Consumer Tips

TIP: Going to the Beach

Summer is behind us, but you may be able to catch a few last good days to spend at the beach! Follow these consumer tips to help plan your beach day and help ensure your day is nothing but fun in the sun. •     Pick the Right day: Before picking a day to head out to […]

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TIP: Preparing for Back to School

With back to school time slowly creeping around the corner here are some tips for parents to make the most exciting time of the year a little easier. •      Get to know the teacher: Every child fears that they will not like their new teacher. take advantage of open house nights or office hours and break […]

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TIP: Securing Furniture and Appliances Properly

Every 17 minutes, a piece of furniture, TV or appliance tipping over causes an injury in the U.S., according to information provided to Consumer Reports (CR) by the Consumer Product Safety Commission. A total of 195 deaths caused by tip-overs were reported between 2000-2016. The outlet’s most disturbing findings however, relate to tip-overs and children: a child is […]

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TIP: Keeping Your Child Safe During Football Camp

September has arrived, and as we start the fall we also start football training camp. Most high school and middle school football teams will be starting up their season this month in full pads. Here are some tips to make sure your child is safe during one of the most grueling parts of their season. […]

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Car Insurance and Flood Damage

Flooding in your car can cause everything from mold issues to engine problems, so knowing whether or not auto insurance covers flood damage is paramount to properly protecting your ride. Read more about damage caused by floods and how your insurance policy could help. How Water Can Damage Your Car Depending on the severity of […]

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Floods and Mold Cleanup

Cleaning up after a flood can pose health risks. You and your family should wait to re-enter your home until professionals tell you it is safe, with no structural, electrical or other hazards. Before you start cleanup activities, contact your insurance company and take pictures of the home and your belongings. Failure to reduce moisture […]

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Emotional Effects of Floods

Disasters are upsetting experiences for everyone involved. Children, senior citizens, people with disabilities and people for whom English is not their first language are especially at risk and are likely to need extra care and help. But everyone, even the people that others look up to for guidance and assistance, are entitled to their feelings […]

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Reminders of What To Avoid After a Flood

While there are many organizations and skilled individuals to help you navigate the complex system of recovering from disaster, ultimately you are responsible for your own recovery. Here are some lessons learned from Hurricane Sandy recovery, provided by NJVOAD, to help you avoid some pitfalls: Don’t enter your home if you smell gas, hear a hissing noise […]

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What If I Don’t Have Flood Insurance?

In addition to the physical and emotional impact of a disaster, you may also face financial challenges in the days, weeks and even months or years ahead.  Check if you have flood insurance either through the National Flood Insurance Program or through a private insurance provider. Even though you may have flood insurance, some policyholders may […]

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Preparing to File an Insurance Claim

Knowing what to do when you have to file insurance claim can help you avoid some of the headaches, heartache and red tape involved in tackling the process. It can also help you get better value for your insurance dollars. Here are some tips to keep in mind when preparing to submit your insurance claim: […]

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