Archive | Consumer Tips

NFIP Flood Claims Process

Once you report a loss an adjuster is assigned to assist you with your claim. The adjuster will work with you to reach an agreed amount for the covered loss. The adjuster will also scope the damage and provide an estimate of the covered flood damage and a proof of loss to you for signature. It is […]

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Health Risks of Flood Water

Flood waters and standing waters pose various risks, including infectious diseases, chemical hazards, and injuries. When returning to your home after a hurricane or flood, be aware that flood water may contain sewage. Eating or drinking anything contaminated by flood water can cause diseases including E. coli or Salmonella infection. Protect yourself and your family by following these steps recommended […]

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Cleaning Up Your Home After A Flood

Before you start cleanup activities, contact your insurance company and take pictures of the home and your belongings. It is important to document all damage, and review it with your insurance provider, prior to cleaning up your home or disposing of debris.  Remember – drying your home and removing water-damaged items is your most important step for preventing mold […]

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Returning Home After a Flood

Returning home can be both physically and mentally challenging. Above all, use caution. You may be anxious to see your property but do not return to your home before the area is declared to be safe by local officials. Be cautious when entering your home after a disaster. When you go inside your home, there are […]

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Tips For Going to the Beach

Half of the summer is already behind us! If you have not been able to make that beach trip yet now is the time to do it. Follow these tips to help plan your beach day and help ensure your day is nothing but fun in the sun. Pick the right day: Before picking a […]

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TIP: Flash Flood Safety Tips

A Flash Flood Watch means that conditions may develop that lead to flash flooding. Flash flooding is a very dangerous situation. You should monitor later forecasts and be prepared to take action should flash flood warnings be issued. According to the National Weather Service, more people are killed by flooding on average than by any other single […]

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TIP: Boating Etiquette

According to the BoatUS Foundation, most boaters quickly pick up the rules of the water – how to pass, navigate, dock and minimize wakes.Safety is mandatory, etiquette, unfortunately, is not. Not everyone, however, learns how to be courteous and considerate of other boaters. Understanding the unwritten rules of the water isn’t just about being polite. […]

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TIP: Packing for a Vacation

At one point or another we have all struggled when it comes to packing for vacation or just a weekend getaway. Here are some tips to help you pack smart and make the dreadful picking process easy What to pack for a short trip: If you are going away for the weekend and you do […]

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