Cleaning up after a flood can pose health risks. You and your family should wait to re-enter your home until professionals tell you it is safe, with no structural, electrical or other hazards. Before you start cleanup activities, contact your insurance company and take pictures of the home and your belongings. Failure to reduce moisture […]
Archive | Consumer Tips
Emotional Effects of Floods
Disasters are upsetting experiences for everyone involved. Children, senior citizens, people with disabilities and people for whom English is not their first language are especially at risk and are likely to need extra care and help. But everyone, even the people that others look up to for guidance and assistance, are entitled to their feelings […]
Reminders of What To Avoid After a Flood
While there are many organizations and skilled individuals to help you navigate the complex system of recovering from disaster, ultimately you are responsible for your own recovery. Here are some lessons learned from Hurricane Sandy recovery, provided by NJVOAD, to help you avoid some pitfalls: Don’t enter your home if you smell gas, hear a hissing noise […]
What If I Don’t Have Flood Insurance?
In addition to the physical and emotional impact of a disaster, you may also face financial challenges in the days, weeks and even months or years ahead. Check if you have flood insurance either through the National Flood Insurance Program or through a private insurance provider. Even though you may have flood insurance, some policyholders may […]
Preparing to File an Insurance Claim
Knowing what to do when you have to file insurance claim can help you avoid some of the headaches, heartache and red tape involved in tackling the process. It can also help you get better value for your insurance dollars. Here are some tips to keep in mind when preparing to submit your insurance claim: […]
NFIP Flood Claims Process
Once you report a loss an adjuster is assigned to assist you with your claim. The adjuster will work with you to reach an agreed amount for the covered loss. The adjuster will also scope the damage and provide an estimate of the covered flood damage and a proof of loss to you for signature. It is […]
Health Risks of Flood Water
Flood waters and standing waters pose various risks, including infectious diseases, chemical hazards, and injuries. When returning to your home after a hurricane or flood, be aware that flood water may contain sewage. Eating or drinking anything contaminated by flood water can cause diseases including E. coli or Salmonella infection. Protect yourself and your family by following these steps recommended […]
Cleaning Up Your Home After A Flood
Before you start cleanup activities, contact your insurance company and take pictures of the home and your belongings. It is important to document all damage, and review it with your insurance provider, prior to cleaning up your home or disposing of debris. Remember – drying your home and removing water-damaged items is your most important step for preventing mold […]
Returning Home After a Flood
Returning home can be both physically and mentally challenging. Above all, use caution. You may be anxious to see your property but do not return to your home before the area is declared to be safe by local officials. Be cautious when entering your home after a disaster. When you go inside your home, there are […]
State Assembly Considers Bill To Create Recycling Program for Plastic Bags
Read the full story at TapInto.net TRENTON, NJ – The state assembly is considering legislation requiring the Department of Environmental Protection to establish a recycling program for plastic bags and plastic film. “We know how bad plastic bags are for the environment” said Assemblyman Kevin J. Rooney of Wyckoff (R-Bergen) who introduced the bill. “They constantly litter highways, parks […]